Vulnerabilities

UPI’s ₹16,000 crore MDR windfall could change the economics of digital payments

September 16, 2026 1 min read 3 views
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Historically, UPI generated negligible direct revenue for payment apps; however, potential MDR of ₹16,000 crore is reshaping the landscape. This revenue could enhance bank capacities and provide UPI apps new resources to attract consumers and merchants, help

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